Liability Assessment Matrix
Liability is the foundation of every credit hire claim. Get it wrong and the entire file is at risk. The Liability Matrix gives handlers an instant assessment of common accident scenarios - with recovery percentages and supporting authority.
Covers roundabouts, rear-end shunts, lane changes, car parks, and more - each linked to Highway Code rules and verified case law.
How it works
- 1
Select the accident scenario from the matrix
Choose from common liability patterns - roundabout collisions, rear-end shunts, lane-change disputes, car park incidents, and more.
- 2
Review the liability assessment and recovery percentage
The matrix shows the expected recovery percentage, whether hire and repair are recoverable, and the recommended approach for each scenario.
- 3
Explore relevant Highway Code rules and case law
Each scenario links to the specific Highway Code provisions and verified case law that support the liability position.
- 4
Use suggested questions to strengthen your case
The tool provides targeted questions to ask the claimant or witnesses - helping you build the strongest possible file before instructing an engineer.
Scenario-based assessment
Select from real-world accident types and get an instant liability breakdown.
Recovery percentages
See expected recovery rates - 100%, split, or nil - with reasoning for each outcome.
Highway Code & case law
Each scenario links to specific Highway Code rules and verified case authorities.
Guided questions
Targeted questions to ask claimants and witnesses to strengthen the liability position.
Assess liability before you pick up the phone
Know the likely outcome before instructing engineers or entering negotiations.
See it in action